“For a USDA mortgage, the prepared stage are three-years, with exclusions on the basis of the bankruptcy processing,” Heck notes.
“For a USDA mortgage, the prepared stage are three-years, with exclusions on the basis of the bankruptcy processing,” Heck notes. Bear in mind, these types of debts call for a greater minimum credit history than FHA loans. To qualify for a traditional mortgage or VA loan, you’ll generally require a credit score of at least…